Before you buy a home in Chicago, your lender will want you to have the building inspected. While this may seem straightforward, not all inspectors are the same, and the differences go deeper than price.
According to U.S. News, you need to find a home inspector who has a reporting style that you like, and that your lender will accept. A sample or past report would probably provide you with the information that you need. This may also give you some insight into the experience, background and training the inspector has—although you will want to follow up with more questions on this topic to ensure that you have someone who knows how to do the job right.
It is a good idea for you to tag along on the inspection, although you should keep in mind that if the inspector is thorough, it should take two or three hours, depending on the home. During the process, you should see the inspector checking the roof, attic and basement, as well as the electrical box, HVAC system and water heater. However, the examination does not extend beneath the surface, such as checking wiring in the walls.
As you go through the house with the inspector, you may learn important information about the property you are interested in purchasing. For example, you may learn whether the home may need repairs now, or in the near future. While this information may help you identify the inspector you want to hire, it is general in nature and should not be interpreted as legal advice.